American Guardian Insurance offers a variety of coverage options, including Professional Liability Insurance (E&O), also known as Errors and Omissions Insurance, Business Owner's Policies, Cyber Liability Insurance, Crime and Fidelity Insurance, D&O, EPLI, General Liability, and more.
James Makela, the owner, is also a National Premium Finance Broker.
Getting quotes is quick and easy. Please send us any updated application or click "GET A QUOTE" below to begin the process.
For inquiries, email us at info@amguardinsurance.com.

At American Guardian Insurance, we help you secure comprehensive and customizable Professional Liability Insurance, including Errors and Omissions Insurance (E&O) and Cyber Liability Insurance, as well as other coverages tailored to your agency’s specific needs. Our policies come with important endorsements and features such as:
- First Dollar Defense
- Defense Outside the Limits
- Vanishing Deductible
- Loss Prevention Counseling
- Employment Practices Liability
- Crime and Fidelity Insurance
Mistakes can occur — and when they do, the financial consequences can be significant. Whether due to an accidental oversight or a claim of professional negligence, having the right Errors and Omissions Insurance (E&O) or Professional Liability Insurance is essential. This ensures your business is protected from legal fees, settlements, and financial loss. Additionally, considering CRIME AND FIDELITY INSURANCE and Cyber Liability Insurance can further safeguard your operations.
Experience the benefits of a vanishing deductible that enhances your overall coverage, including options for CRIME AND FIDELITY INSURANCE, Cyber Liability Insurance, and Professional Liability Insurance. Access a Senior Risk Management Attorney for confidential consultations about potential claims or inquiries related to E AND O, including Errors and Omissions Insurance, ensuring your agency is well-prepared for any risk management needs. Our coverage options are designed to grow with your agency through endorsements and increased limits.
📖 Visit our detailed E&O Coverage Information Page to explore key policy features like First Dollar Defense, Defense Outside the Limits, Vanishing Deductibles, and more...
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